Classic car insurance safeguards your passion and protects your most treasured asset.

Your classic automobile symbolizes your dedication of time and financial resources. Protect your asset with classic car insurance.

white chevrolet camaro parked in front of garage

Payouts are based on an agreed-upon value.

The primary distinction between classic car coverage and standard auto insurance lies in the fact that the insurance provider typically agrees on a specific value for the vehicle at the inception of the policy. Should the vehicle be rendered a total loss or suffer damage beyond economical repair, your compensation will be based on the pre-established value rather than the current market cash value of your classic car at the time the claim is filed. This arrangement affords you the reassurance of receiving the predetermined amount without any unexpected alterations.

Coverage for authentic parts is often guaranteed.

As a car collector, it is imperative to ensure that the parts you acquire are specifically designed for your vehicle. This underscores the importance of classic car insurance, which provides coverage that extends beyond what is typically offered by traditional auto insurance. In the event of a collision, should the insurance company cover repair costs, your classic car insurance policy may guarantee reimbursement for necessary and authentic parts that could otherwise be excluded or surpass the coverage limits associated with a standard auto insurance policy.

A step above your typical car insurance.

Your classic car is an invaluable asset, which is why classic car coverage is a distinct category featuring specific differences from conventional auto insurance policies. Each vehicle holds its own unique characteristics, making it essential to select an insurance policy that aligns with the requirements of your specific automobile and your intended use. Safeguard your investment.

Get coverage for all types of classic cars.

Initially, it is essential to address the classification of the vehicle. Various policies may be referred to as classic, collector, or antique car insurance. The specific criteria for qualifying will vary by insurance provider; however, these policies typically encompass vehicles that are not only of a particular vintage but also possess unique characteristics such as rarity. Below are several categories of classic cars that may be eligible for specialized insurance:

Antique Cars (45+ Years Old)
Classic Cars (20-40 Years Old)
Exotic Cars (Rare Vehicles)
Modern Collector Cars (Special Editions)
Muscle Cars (Modified for Performance)
Race Cars (Track Vehicles)
Replica Cars (Self-Built Kits)
Vintage Cars (Built Before 1925)

Covers limited use cars, not daily drivers.

When considering whether to obtain classic car insurance, it is essential to note that numerous policies are limited to specific usage parameters. This could encompass stipulations such as a designated (low) annual mileage or coverage exclusively for events such as exhibitions and parades, rather than regular driving. Depending on your driving habits with your classic vehicle and the insurance policy you select, it may effectively address your individual requirements.

Do you possess a classic car? If so, securing classic car insurance is imperative to safeguard both your vehicle and your investment. We encourage you to contact us to explore the coverage options specifically tailored to your vehicle.